On the Newshour's Making Sense page, well-known economist and retirement planner Lawrence Kotlikoff shares some advice on how those approaching retirement can make the best decisions about what benefits to take and when to take them to maximize your over-all income.

Besides the 34 secrets, the article recommends the free planner, ESPlanner Basic, and the website, maximizemysocialsecurity.com. It's your decision. Be informed, and make it wisely.